Lease calculator: what does your car really cost per month?

The ad shows the lease rate. What you pay is more: the down payment, insurance, servicing and tyres, tax and maybe extra kilometres at the end. The calculator adds it all up.

How the calculator works

• Lease rate: The purchase price minus the down payment is financed. The residual value stays at the end and is not paid off. Interest runs in between.
• Down payment: It is money paid up front, so we spread it over the term.
• Insurance, servicing, tyres, tax: With a lease you pay them yourself. Comprehensive cover is usually mandatory.
• Extra kilometres: If you drive more than the contract allows, every kilometre costs extra.

What people often forget with leasing

• After the term the car is not yours. You return it or buy it at the residual value.
• At the return the condition is assessed. Damage beyond normal wear is on you.
• Getting out early usually costs a lot.

The alternative: car subscription without a down payment

At aabo everything is in one rate: insurance, servicing, tyres, vignette and vehicle tax. No down payment, no mileage limit, from 2 months and extendable online. Our cars are well-kept rental cars from our own fleet, not new cars. That is why the rates are lower.

What a car costs with us, calculated live:

How we compared subscription providers with real kilometres: Car subscription without a down payment.

Lease or subscription?

• Leasing fits if you want to drive a specific new car for four years and don't drive much.
• A subscription with aabo fits if you want to stay flexible, drive a lot or don't want to tie up money in a down payment.

See available cars

The calculator is an approximation with example values, not a quote. The terms of your leasing company apply.